Gen Z is changing the way it borrows money. Instead of selling investments like mutual funds and stocks, many young people are choosing personal loans to pay for travel, concerts, and other life experiences.
Financial experts say they want to keep their investments growing through long-term compounding while avoiding taxes from selling assets. According to recent credit data, consumer borrowing among Gen Z has risen significantly over the past year, reflecting a shift toward preserving wealth while financing lifestyle spending through short-term loans.
